miss dorothy is at home

DorothyHere is one last profile of a Cottage owner assisted by the Federal Home Loan Bank of Dallas Home Equity Leverage Partnership Program (FHLB HELP). A lifelong resident of the Baptist Town neighborhood, Dorothy was one of the first people to apply for a cottage. Throughout the process of preparing for the project, construction and sale of the homes, Dorothy was patient and supportive, but also didn’t hesitate to be honest. She helped guide me and this project with wisdom and spunk that I think show in her picture.

The PR Newswire summarizes her story this way, “Dorothy Russell, 61, knows you can go home again. She was awarded a Homebuyer Equity Leverage Partnership grant from Planters Bank & Trust Company and FHLB Dallas which was put toward her down payment on her new home. Her new home is located on the same lot of her childhood home.” In her own words, “‘I was away from this spot for nearly 30 years,” she said. “I always wanted to buy a house, but I didn’t expect it to be exactly where I grew up. I’m so proud of my house.'”

Read the full article here.

 

more than housing

The Baptist Town Cottage Project has outcomes that are immediately apparent: families have decent, safe places to live. To expand the impact this project has further, our project team has folded in empathy, skills training and design thinking. This has included the Ladies in the Landscape storm-water demonstration garden, employing neighborhood residents throughout construction, and creating carpentry and landscaping details based on the preferences of each home owner. Now, as the closings are being completed for each home, Cottage buyers are finding allies in the Federal Home Loan Bank of Dallas (FHLB) and Planters Bank and Trust. To date, FHLB’s Home Equity Leverage Partnership (HELP) program has provided down-payment assistance grants to eight families. Read the article about this grant success on the PR Newswire.

My favorite part is this great picture of Brenda, and her story.

“She is finding her way back to something. She lived in Biloxi when Hurricane Katrina hit, and she was displaced from her home,” Ms. Roush-Elliott said. “The Baptist Town Cottages were designed for people in her situation, and despite many years and many miles traveled, she now owns a home designed to be a dignified place to live, affordable for her family, and resilient in the face of disaster.” (Excerpt from the article)